Good afternoon and Happy March to the Blogosphere!  I found this gem on the 'net and thought I would immediately share with you.  I cannot take credit for this simple wisdom, but it is nonetheless true so please take to heart!

6 Documents Everyone Should Have

By Gerry W. Beyer

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Research shows that 70 to 80% of elders do not have advance directives giving instructions about end-of-life care.  Here are six documents everyone should have in place:

1. Medical power of attorney.  This document allows you to appoint an agent to make medical decisions on your behalf if you become unable to do so.
2. Living will.  This document details which medical treatments you do and do not want undertaken if you become incapacitated. 
3. HIPAA form.  This document gives people access to your private medical records.
4. Financial power of attorney.  This document, which goes into effect immediately after it is signed, gives someone the right to access all or a portion of your finances.
5. Letter of instruction.  Give your loved ones information about how to conduct your funeral services, whom to contact after you die, and whether you want to be buried or cremated.
6. Last will and testament.  Name your executor, appoint a guardian for your children, and determine who will receive your real estate, personalty, savings, investments, and digital assets. 

See Kimberly Leonard, 6 Decisions to Make Before You Die, U.S. News, Feb. 26, 2013