Your Neighbor Did WHAT?? Interesting Notes from the Condo Trenches

Welcome to condominium life. Aren't those hardwood floors nice looking? Think stainless steel appliances are all the rage? Well, you too can get fancy-schmancy looking refrigerators, all for the convenient price of a large single family house in the burbs. However, before you ask for the fine print, remember that living amongst the living involves a bit of patience, when being so close - to those "others" called neighbors. When condo shopping, remembering these tips may save you!

First, you have to remember that condos are JUST like apartments, except with granite countertops and an extra fee called an assessment. This does not get you free HBO, and you really are lucky if it covers heat or snow removal. In a condo, you will hear your neighbors. You will know when they come or go, whether they have a kid or a dog, and you will receive their junk mail. You may know when they water their plants, because your deck may get wet, and you may know when they are in a relationship (read: creaky bed) or when they are in financial distress (read: foreclosure notices on the front door). As an association, the group necessarily becomes acquainted with finances of its individual members, and your privacy may go out the window in a condominium!

Living in a condo means that you are living in a communal space. Not everyone wants to navigate around a bike in the hallway, or to look at someone else's Christmas decorations on their doors. On a different note, what happens if a bird bores a hole into your neighbor's wall and starts a little pigeon family in their closet? Is that YOUR problem? Maybe. Who has to pay for bird removal? That unit owner, or the association? Good question. What about if the parking gate breaks mid-day and someone in your building has to get to a meeting and wants help? Guess who has to field those phone calls to find a bird-rescue or a gate repairman? Possibly you. Not worried about birds or parking gates? Well what about a slime that suddenly forms on your patio because your upstairs neighbor lets their dog urinate on their porch instead of walking it? It could be you staring that that slime - and yes, pee does still smell when it's frozen. Who has to clean it up? Who pays for this? It's not always an association problem.

When thinking about a condo, you must be prepared to figure out who shovels the snow, and who mops the floors in the hallway - and to talk about it with others from time to time. You have to be ok with looking at other people's shoes in the hallway on the way up to your apartment, and you have to stop allowing your neighbor's creaky floors from driving you crazy (after all, they are allowed to walk up there). Someone in the building likes patchouli incense? Be prepared to like it too - because that may not be something the group is prepared to take on as a problem. What if your neighbor paints their windowsill with oil-based paint and you develop a sore throat from it? Is that a community issue or a private one? It's hard to tell, and regardless of the size of the building, these issues are NOT black and white.

All in all, condo living has many advantages. Also though, it's always a good idea to remember the other side of it. There are other things than bad property developers or mortgage brokers to contend with. The more you think of the possibilities, the better you can decide if it's for you. Remember to sound it out, and ask questions. Home ownership is fantastic - but there can be pitfalls. For more information about condo living, the law, and your rights - feel free to email me or call me for assistance.

Who is Craig and what about his lists? Good Classified Tools You Can Use!

Have you heard about Craig or his list? I, like many of you, am always searching for new online tools to use for finding things I need, finding people to connect with, and for advertising purposes. A few years ago, this mysterious Craig guy was a mere unknown, seamlessly training the Internet without detection. Now, he's in every city and country on the map! Lucky for us, this Internet exposure has provided a myriad of opportunities for communication, connections and information. For you, now you can get a list of classified sites to help you market, sell, connect, interact, and even date!

Here is a list of my favorites:

• www.craigslist.com
• www.yelp.com
• www.merchantcircle.com
• www.kijiji.com
• www.backpage.com
• www.blurbpage.com
• www.freeified.com
• www.infozeal.com
• www.oddbark.com
• www.instantfinder.com
• www.dontlookanyfurther.com
• www.workpost.com
• www.chelios.net

While we all know that google is just about King in most web searches, it pays to know about other good sites. This is especially true when you are looking to hire professionals for services such as attorneys, accountants, contractors, etc. I use Craigslist and Yelp and Merchantcircle, and have my information posted on other sites as well. As always, read each site completely, and look for signs of security, including "https" and don't give too much personal information on the web - as you may never know who is on the other end. All in all, you can easily find online classifieds in your city, state, or country, and if Craig and his list is any indication of the popularity of these sites, there will be more additions to my list very soon!

The Contractor Did What?? What you should know about Mechanic's Liens

Have you ever hired a contractor to perform work upon your property, only to find out later that one of their suppliers or another contractor put a lien on your house? Or have you hired a general contractor to do work and learned that although you paid the contractor he didn't pay his downstream contractors or suppliers? You should know that in Illinois (and similarly in other states) that mechanic's liens can be recorded against property in order to protect the contractor or supplier's right to be paid for work or materials incorporated into real estate. What does it mean to be incorporated? It means "attached" or "utilized within" real estate, such that it is or is intended to be a permanent part of the property. If the work is not lienable, then a lien (even if filed) is no good to the party filing it, and it has no impact upon the person's real estate to which it attaches. However if a lien is correctly and timely filed, it can be a vehicle to force a sale of real estate in order to obtain payment on the amount owed. That's right - if you have a lien upon the property, the real estate can be sold to satisfy the amounts owed on the lien. Moreover, in certain circumstances the lien claimant can jump ahead of the mortgage lender and get paid before they do. While certain requirements must be met - it's possible. Each case is different, so you must have your case evaluated by a competent attorney before proceeding.

In Illinois, the mechanic's lien laws give a number of rights to the contractor or supplier and the rules are different depending on the contractor's role in the work being done (i.e. general contractor, subcontractor, supplier, etc.). Even more is that architects, property managers, demolition contractors, landscape companies and hardware suppliers may have lien rights as well. Basically, lien rights arise once work has been done upon the property and it may relate back to the date of the contract. A contractor or supplier has very strict timelines to record a lien, and as an owner, you may have rights if the lien is not timely recorded. Likewise if you are a contractor, you must follow the time limits in order to protect your lien rights. After a lien is recorded, there are certain rules to follow for an owner in order to force the contractor to "call his bluff" on the lien and you can force him to file suit on it for a court to decide the lien. You should work with a trusted attorney to help you on filing a lien, responding to one that has been filed against your property, or to determine what kind of work or materials are lienable - since not everything is.

If you are a contractor or supplier needing a lien or a property owner who needs information, please contact me for a free consultation on Illinois law. I can be reached at 312-720-0082 or via email at: alisalevin@yahoo.com.

Don't Judge the Judgement - What Does it Really Mean?

Have you ever found your own justice, filing an action against someone on your own, or with the help of an attorney, and received a judgment?  Have you ever had a judgment taken against you or your business?  If so, then you should know about collecting on judgments.  If you owe someone money and you are worried about how you will pay or be forced to deal with it, then this article will help!  As usual, I offer tips on the who, what, where and why of the law!

Our starting point is the receipt of a judgment, so that means if you are the creditor, then you won!  And if you are the debtor, then you lost!  Step number two is the collection process.  After all, a judgment is just a piece of paper unless and until the creditor acts on it!  If you are the creditor, your next steps are called "supplementary proceedings" and you can take the debtor into court and make him/her answer questions under oath (and under the threat of contempt) to tell you about his assets, bank accounts, vehicles, personal and real property (called a Citation to Discover Assets).  You can even find out about the Rolex he is wearing!  This way, the creditor can find out about your job, your house, your income, your living expenses and the like - all in order to determine if you can pay the judgment, or if you own something that can be sold to satisfy the judgment.  

If there are insufficient assets, then the creditor can garnish your bank account (often called a non-wage garnishment).  This is how accounts get "frozen".  If the creditor finds out about your bank account by the citation interview (above), then he can send a citation (third-party) to the bank and the bank must freeze one and a half times the amount of the judgment to preserve it for the creditor.  The bank must comply with this by law.  Regardless of whether the creditor finds out about property, money or wages, the creditor can ask the bank or the party holding it to turn it over, or they can apply to the court for a "turnover order."  Like any court order, the party holding the money or property must turn it over to the creditor or risk fines and penalties.  

Another method is to garnish wages (often called a wage-deduction) and take money from your paycheck in order to satisfy the judgment.  While there are limits on this, the employer is required by law to abide by it. Finally, other methods of collecting on judgments include liens and actions against real estate.  Once a judgment is entered in a court, that judgment becomes a lien on real estate, and the creditor can force a sale of the real estate in order to satisfy the debt owed.  While there are certain rules and exemptions, the creditor can get paid after the mortgage and other lienholders are paid, barring some exceptions.  

The bottom line, is that if you have a judgment against an individual or an entity as a creditor, or you are a debtor with a judgment against you or your company, there are various methods that parties can utilize in order to turn the judgment order into dollars and cents.  So that you have the right information in order to proceed as a creditor or debtor, you should always consult with a trusted attorney.  For more information, please email me at: alisalevin@yahoo.com, or see my website at: www.alisalevin.com.

Leasing Space is not for Astronauts! Tips for Leasing Smart

Whether you are apartment hunting or office searching, leasing has plenty of advantages over ownership regardless of whether it's professional digs, or that hot new loft you've been eyeing for yourself. In this article, I offer some insight into the power-play of leasing and crucial items to both scrutinize and negotiate, and methods for getting the most out of your almighty dollar. First things first, you must find this wonderland. Whether it be on Craigslist or the Times, online or a drive-by, however you find your space, you've taken the first step into the future. Next, it's time to document your new find. Hate contracts? Don't think that you want to write it all down because it's a waste of time? Well beware! Your lease outlines your rules and protects you. Like any other contract, a lease (yes even for an apartment!) is negotiable. Here are two lists of items that you should always negotiate, for residential and commercial spaces:

• Price (You can start with offering a hundred dollars less than what they want and go back and forth from there.... You get the idea)
• Amount of Security Deposit (maybe you want to pay it over time; maybe you want some of it back after a certain length of time; maybe it should be in an interest bearing account)
  
• Requirement of a Co-Signer or Guarantor
• Installation of Fans (who wants to buy or install fans?)
  
• Inclusion of Utilities
• Early termination (I like 90 day clauses - they give the landlord a sense that they'll have some income if you want out early, and there should be enough time to find someone else with no money lost)
  
• Signage (important for commercial businesses - make the landlord buy it!)
  
• Move-in/Move-out charges/Elevator Usage (always try to get out of paying to use an elevator - it never hurts to ask)
  
• Insurance Requirements (usually a must for commercial spaces, but try to negotiate lower limits if you are willing to risk it - you'll save some money)
  
• Landlord maintenance (make sure your landlord has to maintain it - it's his property!)
  
• Parking
• Pets
• Jurisdiction and Venue in case of litigation (you want this to be near where you live, not near the other side in cases of out of state transactions)
  
• Attorney's fees in case of litigation (this should always be a prevailing party provision - whoever wins gets their fees paid!)
  
• And...... You name it!
  

If there is something you want, you need to ask for it. Believe me, if you don't ask for it, and it's important to you, then it will still be important to you when you are in a bind and arguing with your landlord over the rent!

Other important items that tenants should consider is asking for an option to renew or right of first refusal. Just think: you secured this fabulous lease, you have the next 12 months to enjoy the space and relax! But wait. When your lease is over, your landlord can raise your rent at the rate HE thinks is reasonable. If you negotiate an option, and you include a restriction on the amount of the increase (now be reasonable here... rents DO go up!), then you may be able to protect yourself from a renegade landlord who decides to be greedy. If you put that handy "Option to Renew at a Maximum 2% escalation" (or some such fancy-pants language), then when your lease is up, you are in the power position because you know that the rent will not be more than what you negotiated. Thus, it's important to think ahead. Consider it a business pre-nup. It's nothing more than outlining your rules ahead of time. What's more, is that if you ignore me, refuse to have a contract and you have an oral lease, you will hardly be able to prove the terms! So yes. It's all "legal" and such, but your contract can be manipulated so that you get some of what you want as well. Moreover, don't ever think the other guy's forms are going to be drafted in your favor. I draft contracts with MY client in mind - not the other side! I'm hoping the other side is lazy and doesn't read. Never EVER assume their lease form is going to favor you.

Next, never EVER give your deposit or first month's rent unless and until you are satisfied with your lease. Hold on to your money while you can! Once your contract is finalized, then you can hand over the checks. But be sure. Also, make sure your lease is legal. Does the building owner need to approve it even if you've been dealing with management? Be sure. Is it a condo? If so, be sure the association is aware of the lease or sub-lease (same rules apply here for subleases) and include a clause whereby the landlord covenants that he/she is in compliance with all rules. That way if the Board President shows up at your door with a frown, you have someone to blame! Again, you can't always plan for everything, but you can at least be thinking ahead. No one wants to run into a frowning neighbor who has the power to kick you out just for being, right? Be sure.

When I draft contracts or review them for clients, I always ask: "what are your goals?" and "what is important to you here?" Don't forget to ask this of yourself! If you do, your residential or commercial leasing experience will be much more pleasant. For more information, contact me at: alisalevin@yahoo.com or visit my website: www.alisalevin.com. Happy leasing!

Condominiums and being on the Board - What you need to know about your risks

Just bought that new condo? Taking advantage of the bubble being burst in the big city in order to snag a low price on a townhouse? While your price might be right, beware of your rights and responsibilities when you purchase a condo and accept (or try to get) a position on the association board. When a condominium association is formed (through the recordation of the Declaration of Condominium in the public records) the incoming purchasers become members of the association. The association is run by the board of managers, according to the rules set out in the Declaration. Each association's declaration is different - so always be sure to read your Declaration and the By-Laws before you purchase so that you know the rules and regulations. After a majority of unit owners is in place, there will (or should be) an election so that the unit owners can elect a board.

The board of managers is generally comprised of a president, treasurer and secretary. In most associations, the board of managers may vote on particular issues regarding the administration of the property, and there must be a majority vote of the board. People run for the board for a variety of reasons - some of them including being involved in decisions on various projects, or to promote personal agendas, maybe because no one else would step up, and sometimes just because they don't feel that others will do a good job. Regardless of the reasons, it is important to remember that the board has a major responsibility to those on the association.

This responsibility is known as a "fiduciary" responsibility. This "fiduciary" relationship means that the board member must be completely loyal, completely honest and act to advance the common interests - and not in furtherance of his or her own interests. This relationship is better explained in the Illinois Condominium Property Act, which is part of the Illinois statutes. What most people don't know when they take on these roles, is that they may subject themselves to personal liability if they make a decision which later results in legal action. While the condominium association usually is required to have insurance, the condominium insurance may not cover certain acts of a board member. Be sure to read your insurance policy for the association (and to make sure that the association has a director's and officer's liability or "errors and omissions" policy). Thus, it is important to research your responsibilities, and to get the advice of a trusted professional.

Some obligations of the board include accounting to all unit owners, quarterly or annual review of capital improvements, review of past-due accounts, review of all vendors (i.e. exterior landscaping, cable, snow removal, etc.), review of any commercial loans or credit lines, file taxes, among others. Also, the board on occasion needs to issue letters for incoming purchasers (i.e. exercising right of first refusal, paid assessment letters, etc.) and outgoing sellers. Also, the board needs to pay attention to common areas and ensure that the common areas are always maintained. Again, while the Declaration and By-Laws will spell this out, it is always advisable to get the right information at the right time: before there is a problem.

The main idea is that being on the board involves far more than just pushing an agenda, or keeping assessments low. Being on the condo association board involves risk and responsibility. Despite being risky at times, it can be a rewarding experience - for you are running your own "mini corporation" and you can be involved in many day-to-day decisions for your property. While not everything is a big deal, it's important to be informed. Every association should have (or know of) an attorney it trusts for questions, legal representation and information.

For more, feel free to email: alisalevin@yahoo.com, or call Alisa Levin at 312-720-0082. Your suggestions are always welcome!

My apartment is falling apart! Ode to the landlords...

Welcome to apartment living.  We all know that landlords are supposed to take care of things when we rent apartments, right?  Well.. yes.  But did you know that landlords aren't responsible for everything?  Did you know that in Chicago, you may have rights that can be enforced in court?  Yes you do!

Under Chicago's Residential Landlord Tenant Ordinance, depending on the size and type of building, your apartment may be covered and your tenancy subject to some important (and beneficial) rules.  Your landlord is obligated to repair the apartment and keep it in good shape.  In order to "maintain" the place, your landlord is obligated to keep the bathroom sink, shower/bath and toilet in good working order.  You may have to clean it, but their job is to make sure it works!  The landlord must provide heat through a furnace, boiler or other heating method, and keep the walls, ceilings and floors in good order.  They must maintain the heating, ventilation, air conditioning (if any) and electrical systems.  They should take care of the appliances and maintain the building as a whole.  No, they don't have to clean your apartment!    They should take care of common areas such as basements, hallways, porches/decks, and to prevent rodents or insect infestation.  You, as the tenant, have some responsibility on the rodent/bug front, but that is just not to add to the problem, cause any infestations, or to fail to report them.  

What if your landlord doesn't do any of these?  Well, you have some work to do.  First, you should document your situation.  Take pictures, make a video, write a letter or an email.  Notify your landlord!  You should be able to "document" the situation, so that you can prove (as in, prove in court) that you did so.  If you mail  a letter, send it certified, so you can prove they received it.  Once you notify your landlord, your lease and the Chicago Landlord Tenant Ordinance (if it applies to you), will govern how much time the landlord has to make the repair. It's usually 14 days.  Then, if they STILL don't do anything, then you may be able to make the repair yourself, and deduct that amount from the rent.  The key word is "may", and you must prove the expenditure.  If the plumber cost $75, you can't deduct more than that.  No cheating!  If it's a common area, you should get the permission in writing from all of the other tenants.  Yes, all of them!

What if you want to go to court, or you are sued by your landlord?  Well, you should consult with an attorney, to determine your legal rights.  If you don't have heat or water, or any other essential service, then you should notify your lawyer, your landlord, and the city in which you live.  Your landlord CANNOT evict you for reporting them, and if they try, you may have a case for retaliation.  Again, if you think you have a situation, contact an attorney you trust to review it for you.  

All in all, while your landlord should maintain the building, you still have to pay your rent.  When you moved in, you did an inspection, right? If so, then document what is damaged or not working so the landlord knows.  If the problem arises after you move in, then again, document it!  You have rights, but it is very hard to enforce them if you do nothing, or if you just stop paying rent.  One thing is for sure - your obligation to pay rent does not stop just because the water is off or the heat doesn't work!  You may ultimately be able to pay less, but you can't stop paying.  If you have a problem, get the help and information you need.

For additional information on this or other topics, feel free to contact me at: alisalevin@yahoo.com, or by calling (312) 720-0082.  

Google yourself smart

Do you ever wish that you knew all the information about a person or company before you did business with them? Lately, you can find a ton of valuable information about those with whom you do business, if you take a few minutes online, and check 'em out. For instance, if you are working with a realtor or developer for real estate needs, I highly recommend that you search them through Google.com, or Yelp.com. It is simply amazing what a quick search can reveal. Next, if you want to know an address, you can do reverse phone lookups online, and obtain information about people. Just enter the phone number and you will see. Also, if you are hiring someone to paint your house, help you move, or purchasing something from them off of Ebay, a little checking online can help, long before you've sent them money, or let them into your house. These days, everyone posts comments online, and you can bet that mom's old saying, "an ounce of prevention is worth a pound of cure" is just downright smart thinking!

So, what are some good sites to check? I recommend the following: Google.com, Yelp.com, Ripoffreport.com, Angieslist.com, insiderpages.com. Not only that, once you google, the results may lead you to sites that contain extremely valuable information. Don't let your daughters get married without a Google!

Not only can you learn from the internet, you can save yourself time, trouble, and lost cash. Be careful, and be smart.

For more information and ideas, contact me at: alisalevin@yahoo.com

Condominium Purchase Tips from a Lawyer in the Trenches

Thinking of buying a house or new condo in this market? You can snag for yourself some excellent "deals" if you are looking in Chicago or other metropolitan markets. What you may end with however, is a bad investment if you are not careful. I offer some tips and tricks to maximize your investment by doing some homework on the front end. I have seen countless examples of problems, when people think that their attorneys have it all handled. Trust, that no one attorney (even someone who does a lot of closings) has seen it all. As the buyer, you must do your own homework!

Here are some things to be on the lookout for:

- Does your seller actually own the property? Many times you can check the online records at the recorder's office to be sure the seller who has contracted with you is the owner.

- Are there any construction issues?

If this is new construction or a "rehab" condominium unit, you should check out the following:

-Is your developer licensed in your city?
-Did the developer get proper permits?
-Is your property zoned correctly for the number of entrances, exits and parking spaces?
-Did someone add a rooftop or garage deck? If so, was that project permitted?
-Are there any outstanding code violations?
-Is there a Certificate of Occupancy?
-Any building court suits outstanding?
-Any Mechanic's Liens for unpaid contractors or material suppliers?
-Any litigation relative to the builder, contractor, seller, realtor or condo association?
-What kind of loan did your developer have to build out or improve the property? It makes a difference if they got a regular mortgage/commercial loan or if they got a construction loan!
-Does your developer have other projects? Are they being completed and are other buyers satisfied?
-Is there any online information about your developer and their principals? A quick "Google.com" or "www.yelp.com" review could mean the world to you if they have bad reviews!
-Are you the first purchaser? Sometimes it's better to wait - as you may not have a frame of reference as to how the developer is treating others. It may be better to be the last buyer than the first in a condo building. NO incentive is good if your developer skips town!
-IS your association properly funded for contingencies? Has the developer paid its proportionate share into the association account?
-When is your inspection? If it's the day before closing in the contract, you should modify the contract to allow your inspector access to the property WAY before closing. If you wait until the day before closing, your mind will not be clear and you will assume the developer will take care of all issues during the "punch list" period. This is a deadly mistake in many instances. Do your inspection within 5-10 days of signing your contract. That way your time and money are not tied up.
-If your inspection reveals problems, be sure to include all of them, including common area issues, in your punch list which the developer/seller must sign at closing. If they are unwilling to sign it, you may not want to close. A developer who refuses to sign such a list and acknowledge the problems may be bad news!
-If your inspection reveals problems, you should consider also a "holdback agreement" whereby the title company or one of the attorneys holds money due the developer pending the developer's completion of the work. They may need some financial incentive to work, and this can help!

While this list is by no means exhaustive, you can save yourself the pain and expense and time lost in a bad investment by watching the signs, being informed and strong. Very few courts would "make" you close on a bad deal. Just because the numbers are right, does NOT mean that the "bricks" are worth buying.

So what can you do? Sometimes it makes sense to slow down! You can look at the available information and remember your attorney is there to help you. For additional information, or to request a "condo-school" presentation, just contact me at: alisalevin@yahoo.com, or call me at (312) 720-0082.

Managing Legal Fees... Keeping Costs Under the Bottom Line

Litigation and Court Fees got you down? Keeping Costs Manageable is a "Can Do" if you know some tried and true tricks of communication with your lawyer or prospective attorney.

Have you ever gotten yourself or your company embroiled in litigation, whether it's defending against an old employee, or filing suit to collect money owed to you? What about evicting a tenant, or suing to protect rights under a contract? If you have been involved in these kinds of cases or any others - then you likely know how quickly costs can rise.

In Chicago (where I practice), the average hourly rate for an attorney is quickly approaching $300-350 per hour. Add to that, the costs for postage, travel time and overhead costs which only increase if you are working with a larger firm, such as those in Chicago or New York, it's easy to see how expensive it can get. However, there are plenty of things a client can do to help keep costs low and legal services need not break the bank. Keeping in mind that clients are really paying for the lawyer's time and their opinions, not all attorneys are trying to pick your pockets! In fact, despite common thoughts on lawyers, clients need to know that legal fees are often based upon market rates, costs for malpractice insurance and the going rate for office space and are not pulled out of thin air just to hurt their clients! Not all attorneys drive BMW's. That being said, it is a business, there are things that every client should know and questions that all clients should be asking if they want to keep their costs manageable.

First, before you call an attorney, gather your papers. For instance, gathering all documents, papers, pictures, invoices, or other "evidence" of your claim or position will save your lawyer time - which translates into lower fees. Do you have pictures? Putting them on a cd-rom is very helpful and allows your lawyer to put the photo files right on their computer. This is good for cropping, editing or preparing for trial.

Second, call an attorney in your city. Hiring an attorney that has an office close to the courthouse or within the city where your dispute lies, will also help. If I or any other lawyer has to travel an hour to get to court, that time generally goes right on the bill, and you will see it there. Most attorneys will outline in their retainer agreement if they charge for travel time. One way to handle travel time for the lawyer is to negotiate a lower travel rate. If, for example, your attorney charges you $250 per hour for legal services, why not ask the attorney to bill at $175.00 an hour for travel? They might negotiate with you and agree to the lower rate. It never hurts to ask, and your lawyer understands why you are asking it.

Third, know what your questions are and ask only those. Limiting correspondence to specific questions, emails, etc., can help you. When clients call to "chat", those conversations add up and directly translate into billable time. It's very hard for an attorney to separate the small talk from business talk in a phone call, and thus most attorneys bill for the entire conversation. Clients must be responsible for the amount of time they take to communicate with their attorney. If it takes an hour to answer your question, you are likely to see that hour on the invoice at the end of the month. While most attorneys aren't going to charge for a 30 second phone call to ask about something very simple, attorneys very typically bill in small increments (such as tenths of an hour), and jotting down a phone call is very normal for us lawyer-types. Thus, most calls are billable, unless otherwise agreed. When in doubt, just ask! Believe me, we don't like the "Am I getting charged for this?", but we understand it, and would rather have the talk on the front end, than after you have received an invoice and want to yell. No one likes yelling, and it's always better to understand each other.

Next, clients should ask questions such as, "How long do you think it will take?", or "What is the process you would use to handle such and such matter?" These questions are not rude. In fact, they really help open the dialogue between the client and attorney and help the attorney to give the client reasonable expectations. Additionally, clients must read their retainer agreement, because this usually spells out the billable tasks, and includes time for phone calls or emails, postage, courier costs or travel time. Attorneys must read everything, and so too must the client!

Finally, if you are extremely cost-conscious, think about creating a budget. Believe it or not, attorneys will respect their clients' budgets if need be. There is nothing wrong with setting up a litigation or case budget to try to manage costs and expectations. If a client only wanted to spend a small amount of money for a trial, I might be forced to decline the representation. So would plenty of attorneys. But, honestly, some would be happy to take them. That is what helps clients and lawyers decide if they should work together. If you want a trial on a $2000 budget, then most attorneys (this one included) are likely to decline. Being honest about your finances will help you.

So what if you can't afford to litigate? What about drafting a demand letter? What about paying for advice on a small claims case that you can handle yourself? That might be a better use of time and money. What if you have already hired your attorney and can no longer afford to pay on time and in full? Talk to your attorney and make a payment plan. What about using a credit card, or offering your services (if you have any) to your lawyer in trade? There are often times options to work out payment arrangements. Just being honest and keeping your word will help your lawyer and give him or her incentive to work with you on it. Just ask!

Overall, clients and attorneys should work together to reach goals, and with good communication, anything is possible! Most importantly, you need to outline your issues, be clear in what you are looking for, and ask questions. Bottom line: you can protect your rights on either side of a dispute, and having the right attorney to guide you is important.

For more information about my litigation practice, or other areas of law that I handle, feel free to email me at: alisalevin@yahoo.com, or call me at: 312-720-0082.